Do you have enough coverage for water, sewer backup and sump pump malfunction?

What would be an amount that one would be comfortable with.  We insure an expert in the water restoration business and he flat out told me BOLDY!  Don’t sell a policy without $25,000 of water sewer backup and sump pump malfunction coverage.  Now this comes from an expert who cleans up these mess as his job!   You might think he does know what he is talking about!

Is your auto physical damage coverage enough to protect you from financial ruin?

In 2013, a poll was done by Interest.com which discovered that the average cost of a new car/truck was $32,086. If your auto policy property damage coverage is set at the state minimum for NE then you only have $25,000 in coverage. If you were to run a red light or stop sign and collide with a newer vehicle chances are you won’t have enough property damage coverage to pay for the other person’s damages. This will leave you in debt for the remaining amount leading you into financial hardship or even bankruptcy. Can this be foreseen or stopped? Yes. Contact your agent today to review your auto policy and make sure you have adequate coverage to safeguard yourself, your family and your financial assets.

Shannon Mohrman CISR
Account Executive
Davidson Insurance Agency