Courts have determined that the policy wording “Where you reside” limits what is covered and what is not.
How can this affect a homeowner? The owner is temporarily living off the residence premises while they remodeled their home. If there is a claim to the dwelling during that time the insurance company can deny their claim because the insureds were not residing in their residence at the time of the loss.
Call us to discuss your where you reside. It could mean coverage or no coverage.