Keep your pets safe on Halloween

Halloween is a great time for kids of all ages but it isn’t always fun for pets. Here are 7 ways to help keep your pets safe this Halloween.

  1. Provide Safe Treats for your Pet: Pets stores sell Halloween treats for pets so they can join the fun.  Keep chocolate, sticks from caramel apples, wrappers, candy and foils away from your pets. They can be harmful.
  2. Don’t leave pets in a parked car: If locked in a car while you gone your pet could become frightened by all the noise and passersby. They could get aggressive trying to protect the car or even become bored and damage the interior of the car. Leave them at home in a safe place indoors.
  3. Make sure they have ID tags: Always make sure they have a current ID on their collar. If they do get out of the house and are lost the ID can be life saving.
  4. Keeps Pets Indoors:  Because of superstitions, black cats are especially at risk. Some mean jokers have stolen, teased or injured pets that were left outside on Halloween.
  5. Keep Pets away from the door: The constant doorbell ringing, doors opening and closing and people talking and laughing can be stressful on your pets. Keep them in another room to help keep them calm.
  6. Be cautious with decorations: Cats and Kittens are attracted to the flickering light of a candle in a carved pumpkin. They can knock it over and burn themselves or start a fire. Use battery operated lights instead.
  7. Choose pet costumes wisely: Keep it simple, like a decorative collar or bandana. If you choose a full costume make sure it fits correctly. Too tight could cut off circulation or hinder breathing, too loose and your pet could trip over it, get it stuck on objects in and out of the house.

What? My Auto Claim is NOT Covered?

If the names on the title of your car and the named insured’s on your auto policy do not match, you will not have coverage in the event of a claim.

One of the most important things to remember is that the named insured listed on your insurance policy needs to match the names on the  title of the vehicle.   If John and Sally Doe’s son, Donny Doe, buys his first car and the title to the new vehicle has only Donny Doe’s name on it, but he adds this vehicle to mom and dad’s auto policy (John and Sally Doe listed as named insured),  THEY WON’T HAVE COVERAGE!    The names on the title have to match the insurance policy’s named insured for coverage to apply.   You need to communicate this information to your agent.    Don’t get caught thinking you have coverage when your son Donny Doe might not!  

Who has permission to drive your car?

This question is asked many, many times throughout the year. The answer: The automobile policy is the broadest policy for insurance. Basically, the persons named on the policy, as in named insured, can give permission to anybody else to drive their car and there would be coverage. Please check your policy or call us at Davidson Insurance Agency, Inc. for questions and clarifications to make sure your policy complies.